{"id":7587,"date":"2021-03-03T18:21:16","date_gmt":"2021-03-03T22:21:16","guid":{"rendered":"https:\/\/finvest.ca\/?page_id=7587"},"modified":"2026-02-23T22:31:03","modified_gmt":"2026-02-24T02:31:03","slug":"immobilier","status":"publish","type":"page","link":"https:\/\/finvest.ca\/en\/immobilier\/","title":{"rendered":"Immovable"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #ffffff;background-position: center center;background-repeat: no-repeat;box-shadow: 10px 0px 0px ;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1216.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1000px) {.fusion-title.fusion-title-1{margin-top:0px!important; margin-right:0px!important;margin-bottom:30px!important;margin-left:0px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-1{margin-top:0px!important; margin-right:0px!important;margin-bottom:20px!important; margin-left:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"margin-top:0px;margin-right:0px;margin-bottom:30px;margin-left:0px;\"><h3 class=\"title-heading-left\" style=\"margin:0;\">Immovable<\/h3><\/div><div class=\"fusion-text fusion-text-1\"><h4>En cas de d\u00e9c\u00e8s, il paiera le capital souscrit contre les dettes de la soci\u00e9t\u00e9.<\/h4>\n<p>Let us help you find the best way to make your initial down payment, negotiate the best mortgage on the market, and most importantly, protect it in the event of disability or even worse if one of you dies.<br \/>\n<b>Use your energy to find the home of your dreams and let us take care of the financial side of this important transaction.<\/b><\/p>\n<p><strong>So we will team up together.<\/strong><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;flex-grow:2;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-shadow\" style=\"background:radial-gradient(ellipse at 50% -50% , #c5a458 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);background:-webkit-radial-gradient(ellipse at 50% -50% , #c5a458 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);background:-moz-radial-gradient(ellipse at 50% -50% , #c5a458 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);background:-o-radial-gradient(ellipse at 50% -50% , #c5a458 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1000px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #ffffff;background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-tabs fusion-tabs-1 clean vertical-tabs icon-position-left\"><style type=\"text\/css\">#wrapper .fusion-tabs.fusion-tabs-1.clean .nav-tabs li a.tab-link{border-color:#c5a458;}.fusion-tabs.fusion-tabs-1 .nav-tabs li a.tab-link{background-color:#0d1422;}.fusion-tabs.fusion-tabs-1 .nav-tabs li.active a.tab-link,.fusion-tabs.fusion-tabs-1 .nav-tabs li.active a.tab-link:hover,.fusion-tabs.fusion-tabs-1 .nav-tabs li.active a.tab-link:focus{background-color:#c5a458;}.fusion-tabs.fusion-tabs-1 .nav-tabs li a:hover{background-color:#c5a458;border-top-color:#c5a458;}.fusion-tabs.fusion-tabs-1 .tab-pane{background-color:#c5a458;}.fusion-tabs.fusion-tabs-1 .nav,.fusion-tabs.fusion-tabs-1 .nav-tabs,.fusion-tabs.fusion-tabs-1 .tab-content .tab-pane{border-color:#c5a458;}<\/style><div class=\"nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li class=\"active\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-16863e091bd56fc2457\" aria-selected=\"true\" id=\"fusion-tab-r\u00e9gimed\u2019acc\u00e8s\u00e0lapropri\u00e9t\u00e9(rap)\" href=\"#tab-16863e091bd56fc2457\"><h4 class=\"fusion-tab-heading\"><i class=\"fontawesome-icon fa-caret-right fas\" aria-hidden=\"true\" style=\"font-size:13px;\"><\/i>Home ownership regime (HBP)<\/h4><\/a><\/li><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-497664e70a7009ebd9c\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-assurancehypoth\u00e9caire\" href=\"#tab-497664e70a7009ebd9c\"><h4 class=\"fusion-tab-heading\"><i class=\"fontawesome-icon fa-caret-right fas\" aria-hidden=\"true\" style=\"font-size:13px;\"><\/i>Mortgage insurance<\/h4><\/a><\/li><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-1162a68834d34d707f0\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-courtagehypoth\u00e9caire*\" href=\"#tab-1162a68834d34d707f0\"><h4 class=\"fusion-tab-heading\"><i class=\"fontawesome-icon fa-caret-right fas\" aria-hidden=\"true\" style=\"font-size:13px;\"><\/i>Mortgage brokerage *<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-content\"><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\"><li class=\"active\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-16863e091bd56fc2457\" aria-selected=\"true\" id=\"mobile-fusion-tab-r\u00e9gimed\u2019acc\u00e8s\u00e0lapropri\u00e9t\u00e9(rap)\" href=\"#tab-16863e091bd56fc2457\"><h4 class=\"fusion-tab-heading\"><i class=\"fontawesome-icon fa-caret-right fas\" aria-hidden=\"true\" style=\"font-size:13px;\"><\/i>Home ownership regime (HBP)<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix in active\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-r\u00e9gimed\u2019acc\u00e8s\u00e0lapropri\u00e9t\u00e9(rap)\" id=\"tab-16863e091bd56fc2457\">\n<p>The Home Buyers' Plan (HBP) is a program that allows you to withdraw funds from your Registered Retirement Savings Plans (RRSPs) to buy or build a home for yourself or for a disabled person who helps you. is linked. You can withdraw up to $ 25,000 in a calendar year.<\/p>\n<p>Generally, you have 15 years to repay the amounts withdrawn from your RRSPs. You have to repay an amount each year in your RRSPs, until the HBP balance is zero. If you do not repay the amount provided for a year, you will have to include it in your income for that year.<\/p>\n<ul style=\"list-style-type: square;\">\n<li class=\"fancy-text\">If you don't have enough money in your RRSPs, you can take out an RRSP loan to reach the $ 25,000 eligible for the HBP.<\/li>\n<\/ul>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\"><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-497664e70a7009ebd9c\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-assurancehypoth\u00e9caire\" href=\"#tab-497664e70a7009ebd9c\"><h4 class=\"fusion-tab-heading\"><i class=\"fontawesome-icon fa-caret-right fas\" aria-hidden=\"true\" style=\"font-size:13px;\"><\/i>Mortgage insurance<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-assurancehypoth\u00e9caire\" id=\"tab-497664e70a7009ebd9c\">\n<ul style=\"list-style-type: square;\">\n<li class=\"fancy-text\">There are two components to mortgage insurance: disability insurance and life insurance.<\/li>\n<\/ul>\n<p><i>Disability insurance<\/i>\u00a0make your mortgage payments in the event of disability. You can thus insure all your debt payments: auto, credit cards, personal loans.<\/p>\n<p><i>Life insurance<\/i>\u00a0<i>mortgage<\/i>\u00a0will settle the balance of your mortgage if you die prematurely. There are many differences between mortgage life insurance taken out with the lending institution rather than with an insurance company.<\/p>\n<p>With an insurance company, the premium is fixed. With a bank or a caisse, it increases with age. If you change the lending institution, you lose your insurance. With an insurance company, you keep it. This simple element seems banal. But think about your insurability, which depends on your state of health. With an insurance company, the death benefit can be fixed or decrease by up to 50%. With a bank or a caisse, it decreases to zero.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\"><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-1162a68834d34d707f0\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-courtagehypoth\u00e9caire*\" href=\"#tab-1162a68834d34d707f0\"><h4 class=\"fusion-tab-heading\"><i class=\"fontawesome-icon fa-caret-right fas\" aria-hidden=\"true\" style=\"font-size:13px;\"><\/i>Mortgage brokerage *<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-courtagehypoth\u00e9caire*\" id=\"tab-1162a68834d34d707f0\">\n<p>Buying a home is, without a doubt, one of the most important events in a family's life. Finding the dream home in a dream neighborhood while respecting your budget takes a lot of effort.<\/p>\n<ul style=\"list-style-type: square;\">\n<li class=\"fancy-text\">A mortgage broker will find the mortgage that's right for you at no additional cost.<\/li>\n<\/ul>\n<p>* Products obtained through different brokers.<\/p>\n<p><b>Use your energy to find the home of your dreams and let us take care of the financial side of this important transaction.<br \/>\n<\/b><b>So we will team up together.<\/b><\/p>\n<\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-1{width:100% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1000px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #ffffff;background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1216.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-image-carousel fusion-image-carousel-fixed\"><div class=\"fusion-carousel\" data-autoplay=\"yes\" data-columns=\"5\" data-itemmargin=\"35\" data-itemwidth=\"180\" data-touchscroll=\"no\" data-imagesize=\"fixed\"><div class=\"fusion-carousel-positioner\"><ul class=\"fusion-carousel-holder\"><li class=\"fusion-carousel-item\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><a href=\"https:\/\/www.ciro.ca\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"300\" height=\"82\" data-src=\"https:\/\/finvest.ca\/wp-content\/uploads\/2026\/02\/CIro.png\" class=\"attachment-blog-medium size-blog-medium lazyload\" alt=\"\" data-srcset=\"https:\/\/finvest.ca\/wp-content\/uploads\/2026\/02\/CIro-200x55.png 200w, https:\/\/finvest.ca\/wp-content\/uploads\/2026\/02\/CIro.png 300w\" data-sizes=\"(min-width: 2200px) 100vw, (min-width: 856px) 266px, (min-width: 784px) 355px, (min-width: 712px) 533px, (min-width: 640px) 712px,\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/82;\" \/><\/a><\/div><\/div><\/li><li class=\"fusion-carousel-item\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><a href=\"https:\/\/www.chambresf.com\/fr\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"320\" height=\"202\" data-src=\"https:\/\/finvest.ca\/wp-content\/uploads\/2021\/02\/Finvest_CSF-320x202.png\" class=\"attachment-blog-medium size-blog-medium lazyload\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 320px; --smush-placeholder-aspect-ratio: 320\/202;\" \/><\/a><\/div><\/div><\/li><li class=\"fusion-carousel-item\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><a href=\"https:\/\/investia.ca\/accueil\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"320\" height=\"202\" data-src=\"https:\/\/finvest.ca\/wp-content\/uploads\/2021\/02\/Finvest_Investia-320x202.png\" class=\"attachment-blog-medium size-blog-medium lazyload\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 320px; --smush-placeholder-aspect-ratio: 320\/202;\" \/><\/a><\/div><\/div><\/li><li class=\"fusion-carousel-item\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><a href=\"https:\/\/www.institutpf.org\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"300\" height=\"84\" data-src=\"https:\/\/finvest.ca\/wp-content\/uploads\/2026\/02\/Institut_Planification_Financiere_Logo.jpg\" class=\"attachment-blog-medium size-blog-medium lazyload\" alt=\"\" data-srcset=\"https:\/\/finvest.ca\/wp-content\/uploads\/2026\/02\/Institut_Planification_Financiere_Logo-200x56.jpg 200w, https:\/\/finvest.ca\/wp-content\/uploads\/2026\/02\/Institut_Planification_Financiere_Logo.jpg 300w\" data-sizes=\"(min-width: 2200px) 100vw, (min-width: 856px) 266px, (min-width: 784px) 355px, (min-width: 712px) 533px, (min-width: 640px) 712px,\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/84;\" \/><\/a><\/div><\/div><\/li><\/ul><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-2{width:100% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1000px) {.fusion-body .fusion-builder-column-2{width:100% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-2{width:100% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-3{ padding-top : 10px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : -50px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #0d1422;background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-tabs fusion-tabs-2 clean horizontal-tabs icon-position-left\"><style type=\"text\/css\">#wrapper .fusion-tabs.fusion-tabs-2.clean .nav-tabs li a.tab-link{border-color:rgba(255,255,255,0);}.fusion-tabs.fusion-tabs-2 .nav-tabs li a.tab-link{background-color:#0f1523;}.fusion-tabs.fusion-tabs-2 .nav-tabs li.active a.tab-link,.fusion-tabs.fusion-tabs-2 .nav-tabs li.active a.tab-link:hover,.fusion-tabs.fusion-tabs-2 .nav-tabs li.active a.tab-link:focus{background-color:rgba(255,255,255,0.25);}.fusion-tabs.fusion-tabs-2 .nav-tabs li a:hover{background-color:rgba(255,255,255,0.25);border-top-color:rgba(255,255,255,0.25);}.fusion-tabs.fusion-tabs-2 .tab-pane{background-color:rgba(255,255,255,0.25);}.fusion-tabs.fusion-tabs-2 .nav,.fusion-tabs.fusion-tabs-2 .nav-tabs,.fusion-tabs.fusion-tabs-2 .tab-content .tab-pane{border-color:rgba(255,255,255,0);}<\/style><div class=\"nav\"><ul class=\"nav-tabs nav-justified\" role=\"tablist\"><li class=\"active\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-e9bd429e1c854bc28d2\" aria-selected=\"true\" id=\"fusion-tab-assurance\" href=\"#tab-e9bd429e1c854bc28d2\"><h4 class=\"fusion-tab-heading\"><i class=\"fontawesome-icon fa-info-circle fas\" aria-hidden=\"true\" style=\"font-size:13px;\"><\/i>Insurance<\/h4><\/a><\/li><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-19323e2aae2fca56a06\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-placementsgarantis\" href=\"#tab-19323e2aae2fca56a06\"><h4 class=\"fusion-tab-heading\"><i class=\"fontawesome-icon fa-info-circle fas\" aria-hidden=\"true\" style=\"font-size:13px;\"><\/i>Guaranteed investments<\/h4><\/a><\/li><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-75b7284b4c420365793\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-fondsdistinct\" href=\"#tab-75b7284b4c420365793\"><h4 class=\"fusion-tab-heading\"><i class=\"fontawesome-icon fa-info-circle fas\" aria-hidden=\"true\" style=\"font-size:13px;\"><\/i>Segregated fund<\/h4><\/a><\/li><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-bcd7bdb7c398fde2250\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-fondsmutuels\" href=\"#tab-bcd7bdb7c398fde2250\"><h4 class=\"fusion-tab-heading\"><i class=\"fontawesome-icon fa-info-circle fas\" aria-hidden=\"true\" style=\"font-size:13px;\"><\/i>Mutual funds<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-content\"><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs nav-justified\"><li class=\"active\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-e9bd429e1c854bc28d2\" aria-selected=\"true\" id=\"mobile-fusion-tab-assurance\" href=\"#tab-e9bd429e1c854bc28d2\"><h4 class=\"fusion-tab-heading\"><i class=\"fontawesome-icon fa-info-circle fas\" aria-hidden=\"true\" style=\"font-size:13px;\"><\/i>Insurance<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix in active\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-assurance\" id=\"tab-e9bd429e1c854bc28d2\">\n<p style=\"text-align: justify;\"><span style=\"font-size: 10pt;\">Insurance products are offered through several general agents. Finvest distributes the insurance products of several insurance companies.<\/span><\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs nav-justified\"><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-19323e2aae2fca56a06\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-placementsgarantis\" href=\"#tab-19323e2aae2fca56a06\"><h4 class=\"fusion-tab-heading\"><i class=\"fontawesome-icon fa-info-circle fas\" aria-hidden=\"true\" style=\"font-size:13px;\"><\/i>Guaranteed investments<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-placementsgarantis\" id=\"tab-19323e2aae2fca56a06\">\n<p style=\"text-align: justify;\"><span style=\"font-size: 10pt;\">Guaranteed investments are offered through Investia Financial Services Inc. and \/ or several general agents.<\/span><\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs nav-justified\"><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-75b7284b4c420365793\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-fondsdistinct\" href=\"#tab-75b7284b4c420365793\"><h4 class=\"fusion-tab-heading\"><i class=\"fontawesome-icon fa-info-circle fas\" aria-hidden=\"true\" style=\"font-size:13px;\"><\/i>Segregated fund<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-fondsdistinct\" id=\"tab-75b7284b4c420365793\">\n<p style=\"text-align: justify;\"><span style=\"font-size: 10pt;\">Segregated fund products are offered through Investia Financial Services Inc. and \/ or several general agents. Subject to any guarantee applicable to the death benefit, any part of the premium, or any other sum allocated to a segregated fund, is invested at the risk of the policy holder and its value may increase or decrease according to fluctuations in value. market of the assets of the segregated fund.<\/span><\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs nav-justified\"><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-bcd7bdb7c398fde2250\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-fondsmutuels\" href=\"#tab-bcd7bdb7c398fde2250\"><h4 class=\"fusion-tab-heading\"><i class=\"fontawesome-icon fa-info-circle fas\" aria-hidden=\"true\" style=\"font-size:13px;\"><\/i>Mutual funds<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-fondsmutuels\" id=\"tab-bcd7bdb7c398fde2250\">\n<section id=\"top-bottom\"><small>Investing in a mutual fund may give rise to brokerage fees, trailing commissions, management fees and other expenses. Please read the prospectus before investing. Investments in mutual funds are not guaranteed, their values \u200b\u200bfluctuate often and their past performance is not indicative of their performance in the future. Mutual funds are offered exclusively through mutual fund representatives registered with Investia Services Financiers Inc. (Investia), and Investia does not provide or distribute any advice or product other than that directly related to the sale of mutual funds. . If the representative provides or offers other advice or services, he must hold the necessary permits and deal with entities (other than Investia) duly registered with the competent authorities. Mutual fund products are offered through Investia Services Financiers Inc.<\/small><\/section>\n<section id=\"bottom\">\n<div class=\"bottom_inner\">\n<div class=\"one_third\">\n<aside id=\"text-2\" class=\"widget widget_text\">\n<div class=\"textwidget\"><\/div>\n<\/aside>\n<\/div>\n<\/div>\n<\/section>\n<\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-3{width:100% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-3 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1000px) {.fusion-body .fusion-builder-column-3{width:100% !important;order : 0;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-3{width:100% !important;order : 0;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-4{ padding-top : 80px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : -100px;padding-left : 0px;}<\/style><\/div><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-7587","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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