{"id":6919,"date":"2017-09-17T12:02:29","date_gmt":"2017-09-17T16:02:29","guid":{"rendered":"https:\/\/finvest.ca\/?p=6919"},"modified":"2017-09-17T12:02:29","modified_gmt":"2017-09-17T16:02:29","slug":"leffet-du-dollar-canadien-sur-vos-investissements","status":"publish","type":"post","link":"https:\/\/finvest.ca\/en\/leffet-du-dollar-canadien-sur-vos-investissements\/","title":{"rendered":"L’effet du dollar canadien sur vos investissements"},"content":{"rendered":"

Le 14 septembre 2017<\/p>\n

Depuis quelques jours, on me demande souvent les questions suivantes.<\/strong><\/p>\n

Q\u00a0: J\u2019ai l\u2019impression que les principaux indices du march\u00e9 vont bien, mais pas mes investissements!<\/p>\n

Q\u00a0: Je n\u2019arrive vraiment pas \u00e0 comprendre ce qui se passe. L\u2019\u00e9conomie am\u00e9ricaine est en croissance et l\u2019\u00e9conomie canadienne d\u00e9passe les expectatives.\u00a0 Ce qui a forc\u00e9 la banque du Canada \u00e0 augmenter son taux directeur deux fois au cours de l\u2019\u00e9t\u00e9.<\/p>\n

Q\u00a0: Que se passe-t-il? Les march\u00e9s, en g\u00e9n\u00e9ral, sont \u00e0 la hausse, mais mon portefeuille stagne. Cela veut-il dire que nous sommes mal investis?<\/p>\n

Le dollar canadien!<\/strong>
\nNous ne sommes pas mal investis! Soyez-en convaincu.
\nLa variation de la valeur du dollar canadien face \u00e0 la devise am\u00e9ricain a un impact important sur votre portefeuille.<\/p>\n

Que faire et quand?<\/strong>
\nLes fonds communs de placements sont constitu\u00e9s d\u2019une vari\u00e9t\u00e9 d\u2019actions et d\u2019obligations en devises \u00e9trang\u00e8res. Toutefois, vos fonds sont en dollar canadien et non en dollar US.<\/p>\n

Quelques statistiques<\/strong>
\nD\u00e9but de l\u2019\u00e9t\u00e9\u00a0: $1,00USD\u00a0 = $1,37 CAD
\n$0,73USD\u00a0 = $1,00 CAD
\nEn septembre\u00a0: $1,00USD\u00a0 = $1,20 CAD
\n$0,83USD\u00a0 = $1,00 CAD<\/p>\n

Ce qui repr\u00e9sente, en date du 13 septembre, une \u00e9conomie de 12,41%. Remettons ce ph\u00e9nom\u00e8ne en perspective. Dans le pass\u00e9, vous avez achet\u00e9 avec un taux moins favorable. Ceci repr\u00e9sente un impact n\u00e9gatif sur votre portefeuille. Si on \u00e9liminait l\u2019impact n\u00e9gatif de la croissance du dollar canadien, vous auriez assist\u00e9 \u00e0 une croissance de vos fonds.<\/p>\n

Rendement en date du 8 septembre des march\u00e9s mondiaux.<\/strong><\/p>\n

USD$ \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0CAD$<\/strong>
\nS&P 500\u00a0 \u00a0\u00a0\u00a0+11,50%\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 +0,82%
\nDow Jones +12,00% \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 +1,50%
\nDASDQ \u00a0 \u00a0 \u00a0+19,00% \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 +7,70%
\nMSCI \u00a0 \u00a0 \u00a0 \u00a0 \u00a0+11,80%\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 +1,15%<\/p>\n

Exemple: Une diff\u00e9rence de 9% de rendement sur les 3 derniers mois pour le fonds CI Black Creek Golbal Balance : \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0USD$\u00a0 +3,23%\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 CAD$ -5,67<\/strong><\/p>\n

Plusieurs raisons expliquent la volatilit\u00e9 d\u2019une devise: les taux d\u2019int\u00e9r\u00eat, la demande, la croissance \u00e9conomique et la situation g\u00e9opolitique. Une devise varie quotidiennement. \u00c0 long terme, tout va finir par s\u2019\u00e9quilibrer.<\/p>\n

Si vous avez des questions, n\u2019h\u00e9sitez pas \u00e0 communiquer avec moi au 514-376-7771 ou par courriel au maurod@2mx.b6e.myftpupload.com<\/strong><\/p>\n

Mauro Di Cesare \u00a0 Pl. Fin.<\/p>","protected":false},"excerpt":{"rendered":"

Le 14 septembre 2017 Depuis quelques jours, on me demande souvent les questions suivantes. Q\u00a0: J\u2019ai l\u2019impression que les principaux indices du march\u00e9 vont bien, mais pas mes investissements! Q\u00a0: Je n\u2019arrive vraiment pas \u00e0 comprendre ce qui se passe. L\u2019\u00e9conomie am\u00e9ricaine est en croissance et l\u2019\u00e9conomie canadienne d\u00e9passe les expectatives.\u00a0 Ce qui a forc\u00e9 […]<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6919","post","type-post","status-publish","format-standard","hentry","category-non-classe"],"yoast_head":"\nL'effet du dollar canadien sur vos investissements - Finvest<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/finvest.ca\/en\/leffet-du-dollar-canadien-sur-vos-investissements\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L'effet du dollar canadien sur vos investissements - Finvest\" \/>\n<meta property=\"og:description\" content=\"Le 14 septembre 2017 Depuis quelques jours, on me demande souvent les questions suivantes. Q\u00a0: J\u2019ai l\u2019impression que les principaux indices du march\u00e9 vont bien, mais pas mes investissements! Q\u00a0: Je n\u2019arrive vraiment pas \u00e0 comprendre ce qui se passe. 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