{"id":6948,"date":"2018-09-28T09:33:08","date_gmt":"2018-09-28T13:33:08","guid":{"rendered":"https:\/\/finvest.ca\/?p=6948"},"modified":"2018-09-28T09:33:21","modified_gmt":"2018-09-28T13:33:21","slug":"cotiser-tot-a-son-reer","status":"publish","type":"post","link":"https:\/\/finvest.ca\/en\/cotiser-tot-a-son-reer\/","title":{"rendered":"Cotiser t\u00f4t \u00e0 son REER"},"content":{"rendered":"\n\n\n
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Le 25\u00a0\u00a0septembre\u00a02018<\/div>\n
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Cotiser t\u00f4t \u00e0 son REER<\/strong><\/div>\n
La grande majorit\u00e9 des salari\u00e9s canadiens \u00e2g\u00e9s de plus de 35 ans d\u00e9clarent regretter\u00a0 ne pas avoir commenc\u00e9 \u00e0 \u00e9pargner plus t\u00f4t, r\u00e9v\u00e8le un sondage men\u00e9 par la firme Mercer en 2017.Les plus de 35 ans<\/strong>
\nDans son \u00e9tude intitul\u00e9e \u00ab\u00a0Dans la t\u00eate des employ\u00e9s\u00a0\u00bb et men\u00e9e aupr\u00e8s de 1000 employ\u00e9s canadiens, l’entreprise qui se sp\u00e9cialise dans la consultation dans le domaine\u00a0 de la sant\u00e9 et de la retraite, rapporte que 64 % des r\u00e9pondants auraient souhait\u00e9 commencer \u00e0 \u00e9conomiser pour leur retraite plus t\u00f4t.<\/p>\n

La g\u00e9n\u00e9ration Y (18 \u00e0 35 ans)<\/strong>
\nUn sondage Tangerine d\u00e9voilait, en 2017, que 62 % des 18-35 ans ont d\u00e9j\u00e0 commenc\u00e9 \u00e0 \u00e9pargner pour la retraite. Qui plus est, 46 % d\u2019entre eux disent avoir commenc\u00e9 avant l\u2019\u00e2ge de 25 ans.<\/p>\n

Ce constat \u00ab impressionnant \u00bb, estime Tangerine, supplante de loin les 35-65 ans. Seulement 18 % d\u2019entre eux affirment avoir commenc\u00e9 \u00e0 mettre de l\u2019argent de c\u00f4t\u00e9 pour la retraite avant la mi-vingtaine.<\/p>\n

Cons\u00e9quences<\/strong>
\nAinsi, 41 % des salari\u00e9s \u00e2g\u00e9s de plus de 50 ans contemplent retarder le d\u00e9but de leur\u00a0 retraite, 41 % pensent avoir \u00e0\u00a0 travailler \u00e0 temps partiel et 46 % se pr\u00e9parent \u00e0 embrasser un mode de vie plus modeste.<\/p>\n

Solutions envisageables<\/strong>
\nComme on ne peut pas retourner en arri\u00e8re dans le temps, vous pouvez, entre autres, envisager investir, dans vos REER, les valeurs accumul\u00e9es dans vos polices d\u2019assurance vie. Ou encore emprunter pour contribuer au maximum \u00e0 votre REER.<\/p>\n

Octobre est le mois de la retraite. Que diriez-vous si on faisait le point, ensemble, sur votre strat\u00e9gie de retraite? Nous pourrons explorer de nouvelles avenues d\u2019\u00e9pargne pour la retraite tel le compte d\u2019\u00e9pargne libre d\u2019imp\u00f4t (CELI).<\/p>\n

Mauro Di Cesare \u00a0 Pl. Fin.<\/p>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n
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Le 25\u00a0\u00a0septembre\u00a02018 Cotiser t\u00f4t \u00e0 son REER La grande majorit\u00e9 des salari\u00e9s canadiens \u00e2g\u00e9s de plus de 35 ans d\u00e9clarent regretter\u00a0 ne pas avoir commenc\u00e9 \u00e0 \u00e9pargner plus t\u00f4t, r\u00e9v\u00e8le un sondage men\u00e9 par la firme Mercer en 2017.Les plus de 35 ans Dans son \u00e9tude intitul\u00e9e \u00ab\u00a0Dans la t\u00eate des employ\u00e9s\u00a0\u00bb et men\u00e9e aupr\u00e8s […]<\/p>\n","protected":false},"author":7,"featured_media":6949,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6948","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classe"],"yoast_head":"\nCotiser t\u00f4t \u00e0 son REER - Finvest<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/finvest.ca\/en\/cotiser-tot-a-son-reer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cotiser t\u00f4t \u00e0 son REER - Finvest\" \/>\n<meta property=\"og:description\" content=\"Le 25\u00a0\u00a0septembre\u00a02018 Cotiser t\u00f4t \u00e0 son REER La grande majorit\u00e9 des salari\u00e9s canadiens \u00e2g\u00e9s de plus de 35 ans d\u00e9clarent regretter\u00a0 ne pas avoir commenc\u00e9 \u00e0 \u00e9pargner plus t\u00f4t, r\u00e9v\u00e8le un sondage men\u00e9 par la firme Mercer en 2017.Les plus de 35 ans Dans son \u00e9tude intitul\u00e9e \u00ab\u00a0Dans la t\u00eate des employ\u00e9s\u00a0\u00bb et men\u00e9e aupr\u00e8s […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/finvest.ca\/en\/cotiser-tot-a-son-reer\/\" \/>\n<meta property=\"og:site_name\" content=\"Finvest\" \/>\n<meta property=\"article:published_time\" content=\"2018-09-28T13:33:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-09-28T13:33:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/finvest.ca\/wp-content\/uploads\/2018\/09\/iStock-545348368.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1254\" \/>\n\t<meta property=\"og:image:height\" content=\"836\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Finvest\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Finvest\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/finvest.ca\\\/cotiser-tot-a-son-reer\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/finvest.ca\\\/cotiser-tot-a-son-reer\\\/\"},\"author\":{\"name\":\"Finvest\",\"@id\":\"https:\\\/\\\/finvest.ca\\\/#\\\/schema\\\/person\\\/d9697696301ac54510f0da1d14005ec8\"},\"headline\":\"Cotiser t\u00f4t \u00e0 son REER\",\"datePublished\":\"2018-09-28T13:33:08+00:00\",\"dateModified\":\"2018-09-28T13:33:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/finvest.ca\\\/cotiser-tot-a-son-reer\\\/\"},\"wordCount\":300,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/finvest.ca\\\/cotiser-tot-a-son-reer\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/finvest.ca\\\/wp-content\\\/uploads\\\/2018\\\/09\\\/iStock-545348368.jpg\",\"articleSection\":[\"Non class\u00e9\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/finvest.ca\\\/cotiser-tot-a-son-reer\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/finvest.ca\\\/cotiser-tot-a-son-reer\\\/\",\"url\":\"https:\\\/\\\/finvest.ca\\\/cotiser-tot-a-son-reer\\\/\",\"name\":\"Cotiser t\u00f4t \u00e0 son REER - 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